{"id":1127,"date":"2023-09-26T23:38:24","date_gmt":"2023-09-26T23:38:24","guid":{"rendered":"https:\/\/www.singlebroker.mx\/calculadora\/"},"modified":"2024-02-16T20:50:32","modified_gmt":"2024-02-16T20:50:32","slug":"calculadora-de-ahorro","status":"publish","type":"page","link":"https:\/\/www.singlebroker.mx\/2022\/calculadora-de-ahorro\/","title":{"rendered":"Calculadora de Inter\u00e9s Compuesto"},"content":{"rendered":"<link href=\"https:\/\/cdn.jsdelivr.net\/npm\/bootstrap@5.3.1\/dist\/css\/bootstrap.min.css\" rel=\"stylesheet\" integrity=\"sha384-4bw+\/aepP\/YC94hEpVNVgiZdgIC5+VKNBQNGCHeKRQN+PtmoHDEXuppvnDJzQIu9\" crossorigin=\"anonymous\">\n<div class=\"row\">\n<h1 >\u00a1Ahorra o Nunca!<\/h1>\n<\/div>\n<div class=\"row\">\n<h2 >Descubre el rendimiento que puede tener tu ahorro en inversi\u00f3n a inter\u00e9s compuesto.<\/h2>\n<\/div>\n<div class=\"content p-2  text-light\" id=\"toPrint\">\n<div class=\"row\">\n<div class=\"col-md-6 d-print-none\">\n<form action=\"\/wp-json\/calculadora\/sendemail\" method=\"post\">\n<div class=\"mb-2 \">  <label for=\"EdadActual\" class=\"form-label\">Edad Actual<\/label>  <input  style=\"font-weight:bold;\"  type=\"number\" name=\"edadactual\" class=\"form-control\" id=\"EdadActual\" placeholder=\"Edad Actual\" value=\"30\"><\/div>\n<div class=\"mb-2 \">  <label for=\"InversionInicial\" class=\"form-label\">Inversi&oacute;n Inicial<\/label>  <input  style=\"font-weight:bold;\"  type=\"number\"  class=\"form-control\" name=\"inversioninicial\" id=\"InversionInicial\" placeholder=\"Inversi\u00f3n Inicial\" value=\"10000\"><\/div>\n<div class=\"mb-2 \">  <label for=\"AportacionMensual\" class=\"form-label\">Aportaci&oacute;n Mensual<\/label>  <input  style=\"font-weight:bold;\"  type=\"number\"  class=\"form-control\"  name=\"aportacionmensual\"  id=\"AportacionMensual\" placeholder=\"Aportaci\u00f3n Mensual\" value=\"3000\"><\/div>\n<div class=\"mb-2 \">  <label for=\"AniosInversion\" class=\"form-label\">A&ntilde;os de Inversi&oacute;n<\/label>  <input  style=\"font-weight:bold;\"  type=\"number\" name=\"aniosinversion\"  class=\"form-control\" id=\"AniosInversion\" placeholder=\"A&ntilde;os de Inversi&oacute;n\" value=\"20\"><\/div>\n<div class=\"mb-2 \">  <a type=\"a\" id=\"calcular\" class=\"btn btn-primary btn-lg\">Calcular<\/a><\/p>\n<h5 >\n<tr>\n&#8211; Rendimiento : 10% Anual<br \/>\n&#8211; Inflaci\u00f3n: 5% Anual<\/h5>\n<\/div>\n<\/div>\n<div class=\"col-md-6 d-flex justify-content-center\"> <canvas id=\"myChart\"><\/canvas><\/div><\/div>\n<div class=\"row\">\n<div class=\"col\">\n<div class=\"col text-center\"  id=\"totalAmount\" style=\"display: none;\"  >\n<p class=\"text-center\">\n<h5>Al Invertir tu dinero en Inter\u00e9s compuesto durante <span id=\"aniosInv\"><\/span> a\u00f1os, podr\u00edas lograr un fondo de:<\/h5>\n<h1 id=\"twenty\"><\/h1>\n<h5>O a los 60 a\u00f1os de edad podr\u00edas lograr:<\/h5>\n<h1 id=\"sixty\"><\/h1>\n<h5>(Libres de impuesto de acuerdo al Art. 93 del LISR)<\/h5>\n<\/p>\n<\/div><\/div><\/div>\n<div class=\"row d-flex justify-content-center d-print-inline\">  <canvas id=\"myChartBar\"><\/canvas>  <\/div>\n<p>  <\/p>\n<div class=\"row\">\n<div class=\"col table-responsive \">\n<table class=\"table table-striped\" id=\"run\">\n<thead>\n<tr>\n<th>A&ntilde;o<\/th>\n<th>Aportaci&oacute;n Anual<\/th>\n<th>Aportaci&oacute;n Acumulada<\/th>\n<th>Rendimiento Total<\/th>\n<th>% Rendimiento<\/th>\n<\/tr>\n<\/thead>\n<tbody id=\"bodyTable\"><\/tbody>\n<\/table><\/div><\/div>\n<div class=\"row\">\n<h6 >-Las cantidades del presente estudio est\u00e1n expresadas de forma anual, en pesos.<br \/>\n&#8211; Este estudio es una simulaci\u00f3n basada en expectativas de inter\u00e9s de los instrumentos financieros que estamos autorizados a emplear. De tal manera<br \/>\nque las tasas utilizadas pueden variar (Art. 34 frac. III y IV, cap. II No. V L.G.I.S.M.S.).<br \/>\n&#8211; En caso de retiro o vencimiento del plan, aplicar\u00e1 la retenci\u00f3n de impuestos correspondiente conforme a la Ley del Impuesto Sobre la Renta (LISR) vigente.<br \/>\n&#8211; La presente cotizaci\u00f3n tiene una vigencia de 15 d\u00edas naturales a partir de la fecha de expedici\u00f3n.<br \/>\n&#8211; En ning\u00fan caso se entender\u00e1 que esta cotizaci\u00f3n es una p\u00f3liza de seguro por lo que puede haber variaciones\u00a0por\u00a0redondeo.<\/h6>\n<\/div>\n<div class=\"row p-4  d-print-none\">\n<div class=\"col\">\n<h2>Recibe tu c\u00e1lculo de inter\u00e9s compuesto y corrida financiera por e-mail<\/h2>\n<div class=\"row\">\n<div class=\"mb-3\">  <label for=\"NombreCompleto\" class=\"form-label\">Nombre Completo<\/label>  <input  style=\"font-weight:bold;\"  type=\"text\" class=\"form-control\" name=\"fullname\" id=\"NombreCompleto\" placeholder=\"Nombre Completo\" required><\/div>\n<div class=\"mb-3\">  <label for=\"Email\" class=\"form-label\">Correo Electr\u00f3nico<\/label>  <input  style=\"font-weight:bold;\"  type=\"email\" class=\"form-control\" name=\"email\" id=\"Email\" placeholder=\"Email\" required><\/div>\n<div class=\"mb-3\">  <label for=\"movil\" class=\"form-label\">Celular<\/label>  <input  style=\"font-weight:bold;\"  type=\"text\" class=\"form-control\" name=\"movil\" id=\"movil\" placeholder=\"Nro. Celular\" required><\/div>\n<div class=\"mb-3\">  <button type=\"submit\" id=\"sendMail\"  class=\"btn btn-primary btn-lg\">Enviar al email<\/button><\/div><\/div><\/form>\n<\/div><\/div>\n<div class=\"row d-print-none\">\n<div class=\"col\"> <\/div><\/div><\/div>\n<p> <script src=\"https:\/\/cdn.jsdelivr.net\/npm\/bootstrap@5.3.1\/dist\/js\/bootstrap.bundle.min.js\" integrity=\"sha384-HwwvtgBNo3bZJJLYd8oVXjrBZt8cqVSpeBNS5n7C8IVInixGAoxmnlMuBnhbgrkm\" crossorigin=\"anonymous\"><\/script><script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script><script>const ctx=document.getElementById(\"myChart\"),barSet=document.getElementById(\"myChartBar\");let tadiv=document.getElementById(\"totalAmount\");tadiv.style.display=\"none\";const donut=new Chart(ctx,{type:\"doughnut\",data:{labels:[\"Realiza tu C\u00e1lculo\"],datasets:[{label:\"Corrida de Inversi\u00f3n\",data:[100],backgroundColor:[\"rgb(38, 67, 112)\",\"rgb(137, 221, 143)\"],hoverOffset:4}]},options:{plugins:{customCanvasBackgroundColor:{color:\"white\"}},responsive:!0}}),barChart=new Chart(barSet,{type:\"bar\",data:{labels:[1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19,20]},options:{plugins:{title:{display:!0,text:\"Montos Reflejados en Pesos Mexicanos\"}},responsive:!0,scales:{x:{stacked:!0},y:{stacked:!0}}}});function addData(chart,newData){chart.data=newData,chart.update()}function removeData(chart){chart.data=[],chart.update()}const but=document.getElementById(\"calcular\");but.addEventListener(\"click\",calculate,!1);var annualInflation=.05,interestRate=.1;function calculate(){var starting=document.getElementById(\"InversionInicial\").value,monthlyAmount=document.getElementById(\"AportacionMensual\").value,yearsOld=document.getElementById(\"EdadActual\").value,years=document.getElementById(\"AniosInversion\").value,lastYear=60;let capitalization=1,cumInvestmen=0,P=0,annualInvestmen=0,acum=0,acum20=0,run=[],invested=0,total=0,inflation=0,calc=0,interest=0,barLabelYears=[],n=0,tadiv;document.getElementById(\"totalAmount\").style.display=\"none\";const d=new Date;let monthsTo=12-Number(d.getUTCMonth()),yearNow=d.getUTCFullYear();function finalInterest(run){let yo=60-Number(yearsOld),twenty=0,Ainvestmen=0,tp=0,tinvested=0,tcuminvest=0,ttotal=0,sixty=0;for(let i=0;i<years;i++)0==i?(Ainvestmen=Number(starting)+Number(12*monthlyAmount),tp=Number(starting)+Number(12*monthlyAmount),tinvested=tp,tcuminvest+=tp,ttotal=Ainvestmen,Ainvestmen=Number(12*monthlyAmount),twenty=ttotal):(Ainvestmen*=1+annualInflation,tp=Number(twenty)+Number(12*monthlyAmount),tinvested+=Number(12*monthlyAmount),tcuminvest+=Ainvestmen,ttotal=Math.round((twenty+Ainvestmen)*(1+interestRate)),twenty=ttotal);for(let i=0;i<yo;i++)0==i?(Ainvestmen=Number(starting)+Number(12*monthlyAmount),tp=Number(starting)+Number(12*monthlyAmount),tinvested=tp,tcuminvest+=tp,ttotal=Ainvestmen,Ainvestmen=Number(12*monthlyAmount),sixty=ttotal):(Ainvestmen*=1+annualInflation,tp=Number(sixty)+Number(12*monthlyAmount),tinvested+=Number(12*monthlyAmount),tcuminvest+=Ainvestmen,ttotal=Math.round((sixty+Ainvestmen)*(1+interestRate)),sixty=ttotal);let tadiv=document.getElementById(\"totalAmount\"),twe=document.getElementById(\"twenty\"),six=document.getElementById(\"sixty\");twe.innerHTML=twenty.toLocaleString(\"en\",{style:\"currency\",currency:\"MXN\",maximumFractionDigits:0}),six.innerHTML=sixty.toLocaleString(\"en\",{style:\"currency\",currency:\"MXN\",maximumFractionDigits:0}),tadiv.style.display=\"block\",document.getElementById(\"aniosInv\").innerHTML=years}function compinterest(p,r,n,t){return p*(1+r\/n)}function fillTable(run){let tbod=document.getElementById(\"bodyTable\");tbod.innerHTML=\"\",run.forEach(element=>{let row=document.createElement(\"tr\"),coli=document.createElement(\"td\"),colP=document.createElement(\"td\"),colInterest=document.createElement(\"td\"),colTotal=document.createElement(\"td\"),colTotalRendimiento=document.createElement(\"td\"),cap=element.annualInvestmen,rendimiento=Math.round(100*(Number(element.total)\/Number(element.cumInvestmen)-1));coli.innerHTML=element.n,colP.innerHTML=cap.toLocaleString(\"en\",{style:\"currency\",currency:\"MXN\",maximumFractionDigits:0}),colInterest.innerHTML=element.cumInvestmen.toLocaleString(\"en\",{style:\"currency\",currency:\"MXN\",maximumFractionDigits:0}),colTotal.innerHTML=element.total.toLocaleString(\"en\",{style:\"currency\",currency:\"MXN\",maximumFractionDigits:0}),colTotalRendimiento.innerHTML=rendimiento+\"%\",row.appendChild(coli),row.appendChild(colP),row.appendChild(colInterest),row.appendChild(colTotal),row.appendChild(colTotalRendimiento),tbod.appendChild(row)})}for(let i=0;i<years;i++)0==i?(annualInvestmen=Number(starting)+Number(12*monthlyAmount),P=Number(starting)+Number(12*monthlyAmount),invested=P,cumInvestmen+=P,inflation=Math.round(Number(P*annualInflation)),calc=Math.round(compinterest(P,interestRate,1,years)),interest=Math.round(Number(calc-P)),total=annualInvestmen,n=Number(i+1),run.push({n:n,annualInvestmen:annualInvestmen,cumInvestmen:cumInvestmen,P:P,interest:interest,inflation:inflation,total:total}),annualInvestmen=Number(12*monthlyAmount),acum=total):(annualInvestmen*=1+annualInflation,P=Number(acum)+Number(12*monthlyAmount),invested+=Number(12*monthlyAmount),cumInvestmen+=annualInvestmen,inflation=Math.round(Number(P*annualInflation)),calc=Math.round(compinterest(P,interestRate,1,years)),interest=Math.round(Number(calc-P)),total=Math.round((acum+annualInvestmen)*(1+interestRate)),n=Number(i+1),run.push({n:n,annualInvestmen:annualInvestmen,cumInvestmen:cumInvestmen,P:P,interest:interest,inflation:inflation,total:total}),acum=total),barLabelYears.push(i+1),yearNow++,acum=total,i<=20?acum20=total:acum20;function barChartData(run){let invertido=[],inflacion=[],intereses=[],data;for(let i=0;i<run.length;i++){const element=run[i];let intrs=element.total-element.cumInvestmen;invertido.push(element.cumInvestmen),intereses.push(intrs)}return{labels:barLabelYears,datasets:[{label:\"Aportaciones\",data:invertido,backgroundColor:\"rgb(38, 67, 112)\"},{label:\"Intereses\",data:intereses,backgroundColor:\"rgb(137, 221, 143)\"}]}}inter=total-cumInvestmen,aport=cumInvestmen;let donutData={labels:[\"Aportaciones\",\"Intereses\"],datasets:[{label:\"Corrida de Inversi\u00f3n\",data:[aport,inter],backgroundColor:[\"rgb(38, 67, 112)\",\"rgb(137, 221, 143)\"],hoverOffset:4}]};removeData(donut),addData(donut,donutData),removeData(barChart),addData(barChart,barChartData(run)),fillTable(run),finalInterest(run),barChart.resize()}async function getResponse(){const response=await fetch(\"\/wp-json\/calculadora\/opciones\",{method:\"GET\",headers:{\"Content-type\":\"application\/json;charset=UTF-8\"}});if(!response.ok)throw new Error(\"HTTP error! status: \"+response.status);const data=await response.json();let html=JSON.parse(data);annualInflation=+html.data.inflation_rate\/100,interestRate=+html.data.interest_rate\/100,calculate()}getResponse(),calculate();<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a1Ahorra o Nunca! Descubre el rendimiento que puede tener tu ahorro en inversi\u00f3n a inter\u00e9s compuesto. Edad Actual Inversi&oacute;n Inicial Aportaci&oacute;n Mensual A&ntilde;os de Inversi&oacute;n Calcular &#8211; Rendimiento : 10%&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1127","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Calculadora de Inter\u00e9s Compuesto - SINGLE BROKER<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.singlebroker.mx\/2022\/calculadora-de-ahorro\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Calculadora de Inter\u00e9s Compuesto - SINGLE BROKER\" \/>\n<meta property=\"og:description\" content=\"\u00a1Ahorra o Nunca! 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